Sr. Credit & Settlement Risk Manager

Vakansiyanın təsviri

• Conduct credit risk analysis and monitoring for existing and prospective clients, including institutional research, forecasting and rating assessments.
• Lead due diligence meetings with senior client executives to evaluate financial health, strategy, and risk profiles.
• Perform sovereign risk analysis and develop deep expertise in regional banking systems and systemic risks.
• Support strategic planning by identifying high-potential institutions for Visa’s growth initiatives.
• Collaborate cross-functionally with Business Development, Strategy, Licensing, Legal, and Global CSR teams.
• Contribute to the implementation of Visa’s Global Credit Settlement Risk Policy and support regional risk objectives.
• Adhere to the CSR Framework, procedures, policy standards and controls.
• Have a sound understanding of a credit framework and controls environment, including its application in a financial or payments institution.
• Demonstrate the ability to use credit data and provide insightful analytics to manage risk better.
• Actively maintain and nurture relationships with clients and internal stakeholders to ensure smooth operations.
• Provide backup support for the other manager in managing standby letters of credit and guarantees.
• Managing the REACT system (Risk Exposure & Authorizations Controlling Tool), a credit risk management system that monitors authorizations and curbs/stops transactions when risk thresholds are reached for specific clients and group of BINs.
• Reviewing and onboarding new clients as well as the incentive deal review process.

Xüsusi tələblər

• The successful candidate should be an independent, fast learner, capable of working with minimal supervision and will have:
• Holds a Master’s degree in business, management, finance, accounting, or a related field, with over 10 years of professional experience, including at least 7 years specifically in analyzing corporate counterparty credit risk and financial institutions.
• Approachable, collaborative, and proactive with a strong sense of responsibility and ownership.
• Strong understanding of banking and payments; skilled in risk analysis, problem-solving, and detail orientation. Proficient in Microsoft Office; experience with risk modeling tools is a plus.
• Excellent written and verbal communication. Effective team player with strong interpersonal skills and mature relationship management.
• Takes initiative on new projects and works well in teams. Readiness to respond after-hours, weekends and holidays to major risk matters.

Müraciət üçün (CV): https://visa.wd5.myworkdayjobs.com/Visa/job/AZ---Baku-Azerbaijan/Sr-Credit---Settlement-Risk-Manager_REF083137W/apply?share_id=LinkedIn_corporate_page